Massachusetts Licensed Underwriting • SeniorRateCard
Massachusetts Indexed Universal Life (IUL) Rates & Quotes (2026)
Compare independent A+ carrier quotes for Indexed Universal Life (IUL) in Massachusetts. Protected by the Massachusetts Life & Health Guaranty Association ($300,000 cap) with an unconditional 10-day free look period.
Arthur Pendelton
NPN #17204918 Verified
Senior Advocacy Director & Final Expense Specialist • Senior Consumer Protection Advocate • 22+ Yrs Senior Market Specialist
Fact-Checked & Audited: September 2026
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Actuarially Reviewed by Sarah Jenkins, Esq.
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Indexed Universal Life (IUL) in Massachusetts: Key Facts
State Insolvency Limit
$300,000
Massachusetts Guaranty Association
Statutory Free Look
10 Days
Full premium refund rights
Average Memorial Benchmark
$10,500
State funeral cost baseline
2026 Senior Benefit Advisory • Massachusetts
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