VERIFIED LOCAL RATES Notice for Texas Residents: 2026 Actuarial Rates & $300,000 State Guaranty Insolvency Limits are Active in Austin.
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SeniorRateCard.com Official 2026 Senior Burial & Funeral Rate Card
Carrier Solvency & Financial Strength

Pacific Life Review & 2026 Ratings

Consistently ranked #1 in overall indexed universal life sales volume; exceptional financial strength and customer service.

A.M. Best Rating
A+ (Superior)
S&P Financial Rating
AA-
Year Founded
1868
Operating Scale
50 States
Arthur Pendelton
Arthur Pendelton NPN #17204918 Verified
Senior Advocacy Director & Final Expense Specialist • Senior Consumer Protection Advocate • 22+ Yrs Senior Market Specialist
Fact-Checked & Audited: September 2026
• Actuarially Reviewed by Sarah Jenkins, Esq. •

Pacific Life Flagship Product Portfolio

Pacific Discovery Xelerator IUL 2 A+ Backed
Horizon IUL A+ Backed
Pacific Index Foundation A+ Backed
2026 Senior Benefit Advisory • Your Area

Check $0 Copay & Extra Allowances in Your Area

In addition to whole life burial protection, seniors in Your Area may qualify for Medicare Advantage cards offering grocery allowances, dental, vision, hearing aids, and transportation with zero monthly copays.

✓ Single Opt-In Check • ✓ 100% Free Carrier Match • ✓ Zero Sales Pressure
Check Zip Eligibility → Instant Online Eligibility
Just Quoted: 63yo female in Tampa, FL secured $15,000 burial rate at $48.20/mo (4 mins ago)